AEPS is an Aadhar Based Digital Payment System offered by the National Payments Corporation of India to banks and financial institutions. It utilizes “Aadhaar Number” as well as online Unique Identification Authority of India authentication process through their individual Business correspondent service centers. These AEPS transactions are completely card-less and pin-less. An individual can perform transactions digitally with the use of an Android-based handset and fingerprint authentication that deliver a high level of security.